At PNC Financial Services Group, we are committed to empowering our customers throughout their financial journeys. As a leading provider of comprehensive banking, investment, and lending solutions, we strive to be a trusted partner in helping individuals, families, and businesses achieve their financial goals. Whether you’re managing everyday finances, planning for the future, or seeking to grow your wealth, our personalized guidance and innovative tools are designed to empower you to take control of your financial well-being.
Our diverse suite of personal finance, wealth management, and commercial banking services are tailored to meet the unique needs of our customers. From everyday banking and investment solutions to long-term retirement planning and digital banking, we are dedicated to supporting you at every stage of your financial journey. By leveraging our expertise and resources, we aim to provide the guidance and solutions you need to make informed decisions and secure your financial future.
At the heart of our mission is a commitment to promoting financial wellness and inclusion. Through our comprehensive financial education initiatives and specialized programs, we empower our customers to develop the knowledge and skills necessary to navigate the complexities of personal finance. Whether you’re just starting to build your wealth or looking to optimize your financial portfolio, PNC is here to empower you to achieve your financial aspirations.
Comprehensive Financial Solutions for Every Stage
At PNC Financial Services Group, we believe that every individual and business deserves access to a comprehensive suite of financial solutions tailored to their unique needs. Whether you’re looking to manage your personal banking, invest in your future, or secure financing for your business, our team of experts is dedicated to empowering you throughout your financial journey.
Banking Services
Our personal banking services include a wide range of checking and savings accounts, along with online and mobile banking tools to help you manage your finances with ease. Our relationship managers are here to provide personalized guidance, ensuring that your banking experience is seamless and catered to your specific requirements.
Investment Solutions
In the realm of wealth management, PNC offers a diverse array of investment solutions to help you grow and preserve your assets. From retirement planning and portfolio management to fiduciary services, our team of financial advisors will work closely with you to develop a customized strategy that aligns with your long-term financial goals.
Loan Services
For businesses and individuals seeking financial support, PNC provides a range of lending solutions to meet your needs. Our commercial lending options, including equipment financing and real estate loans, are designed to empower small and minority-owned businesses, while our personal loans and lines of credit can help you achieve your financial aspirations.
At PNC, our comprehensive financial solutions are tailored to empower you at every stage of your personal or business life cycle. Whether you’re seeking personal banking, wealth management, or investment solutions, or require commercial lending or business financing, our team is here to guide you towards financial success.
Promoting Financial Wellness in the Workplace
At PNC Financial Services Group, we are deeply committed to empowering employees and fostering financial wellness in the workplace. Through our innovative programs and tailored solutions, we aim to help businesses support their workforce in achieving greater financial stability and confidence.
PNC WorkPlace Banking®
PNC WorkPlace Banking® is a comprehensive program that provides employees with access to competitive banking products, digital tools, and personalized guidance. By offering convenient banking services and financial education resources, we empower employees to take control of their financial well-being and make informed decisions about their money.
PNC BeneFit Plus HSA
PNC BeneFit Plus HSA is a seamless health savings account (HSA) solution that streamlines the administration process for employers. By simplifying the management of HSAs, we enable employees to make more informed choices about their healthcare spending and long-term financial planning.
PNC Financial Wellness Achievement Center℠
The PNC Financial Wellness Achievement Center℠ is a customizable, digital learning platform that encourages employees to enhance their financial knowledge and skills. This comprehensive resource provides a wide range of interactive modules, personalized assessments, and tailored recommendations, allowing employers to understand their teams’ financial wellness needs and priorities.
At PNC, we believe that promoting employee financial wellness is not only essential for individual well-being but also contributes to the overall success and resilience of the organization. By partnering with us, businesses can empower their workforce, foster financial literacy, and create a culture of financial empowerment in the workplace.
“Our mission is to help employees navigate their financial journeys with confidence and ease, empowering them to achieve their long-term goals.”
Retirement Planning and Asset Management
At PNC Financial Services Group, we understand that securing your financial future is a top priority. That’s why we offer comprehensive retirement planning and asset management solutions to help you achieve your long-term financial goals.
Fiduciary Investment Services
Our Fiduciary Investment Services provide a customizable suite of investment advice, annual employee education campaigns, and fiduciary support to help plan sponsors understand and meet their fiduciary obligations to participants. PNC can act as a non-discretionary 3(21) Investment Advisor or a discretionary 3(38) Investment Manager, depending on the needs and preferences of the plan sponsor.
We take a holistic approach to retirement planning and asset management, focusing on wealth preservation and long-term growth. Our team of experienced financial professionals works closely with you to develop a personalized strategy that aligns with your specific goals and risk tolerance.
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Fiduciary Investment Services |
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Retirement Planning |
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At PNC, we are committed to empowering our customers to achieve their retirement planning and asset management goals. Our fiduciary services and holistic approach ensure that your financial well-being remains our top priority.
Mobile Banking and Digital Solutions
At PNC Financial Services Group, we understand the evolving needs of our customers in the digital age. That’s why we’ve invested in innovative mobile banking and digital solutions to provide you with convenient, secure, and accessible financial management tools. Whether you prefer online banking or the latest financial technology, we’ve got you covered.
Our PNC mobile banking app puts the power of your finances right at your fingertips. With just a few taps, you can check account balances, transfer funds, deposit checks, and even pay bills – all from the comfort of your smartphone or tablet. And our online banking platform offers a seamless experience, allowing you to manage your finances anytime, anywhere.
But our digital solutions go beyond just basic banking tasks. We’ve integrated the latest financial technology to provide you with powerful tools and insights to help you stay on top of your financial goals. From budgeting and expense tracking to investment portfolio management, our digital suite puts you in control of your financial future.
At PNC, we believe that mobile banking and digital banking shouldn’t just be convenient – they should also be secure. That’s why we’ve implemented robust security measures, including multi-factor authentication and advanced encryption, to protect your personal and financial information.
Discover the freedom and flexibility of PNC’s mobile banking and digital solutions. Take control of your finances and embark on a journey towards financial empowerment, all from the palm of your hand.
“PNC’s digital solutions have transformed the way I manage my finances. The convenience and security of their mobile app and online banking platform have made my financial life so much easier.”
– Samantha, PNC customer
Commitment to Financial Inclusion and Education
At PNC Financial Services Group, we are deeply committed to promoting financial inclusion and education within our communities. Our mission is to empower individuals, regardless of their financial circumstances, to achieve financial stability and success.
Foundation Checking Account
To address the needs of the unbanked and underbanked populations, we have developed the Foundation Checking Account. This account is designed to meet the Bank On National Account Standards, providing low-cost and fee-free banking services. By offering accessible and affordable financial services, we aim to help those who have traditionally been excluded from the traditional banking system to gain access to the tools they need to manage their money effectively.
Bilingual Financial Education Workshops
Recognizing the importance of financial literacy, PNC offers bilingual financial education workshops to our customers, particularly those from diverse backgrounds. These workshops cover a wide range of topics, from budgeting and saving to credit management and retirement planning. By equipping our customers with the knowledge and skills they need to make informed financial decisions, we are empowering them to achieve their financial goals and build a brighter future.
Through initiatives like the Foundation Checking Account and our bilingual financial education workshops, PNC Financial Services Group demonstrates our unwavering commitment to financial inclusion and financial education. We are dedicated to reaching out to the unbanked and underbanked communities and providing them with the resources they need to achieve financial stability and success.
“At PNC, we believe that access to quality financial services and education is a fundamental right, not a privilege. That’s why we are committed to empowering all individuals, regardless of their background, to take control of their financial future.”
Empowering Small and Minority-Owned Businesses
At PNC Financial Services Group, we are committed to supporting the growth and success of small and minority-owned businesses. Our specialized programs and resources are designed to empower these entrepreneurs, helping them overcome challenges and unlock their full potential.
Minority Business Development Group
The Minority Business Development Group (MBDG) is a dedicated team within PNC that delivers tailored products, solutions, and educational support to minority-owned and micro businesses. By understanding the unique needs of these enterprises, the MBDG team provides the guidance and resources necessary for effective business development and sustainable growth.
Certified Minority Business Advocate Program
PNC’s Certified Minority Business Advocate (cMBA) program equips our employees with the knowledge and tools to serve as ambassadors, strengthening community engagement and guiding diverse business owners to valuable financial empowerment resources. This program aligns with PNC’s commitment to increase spending with minority-owned businesses by a minimum of 20% by 2025 as part of our Community Benefits Plan.
“PNC’s specialized programs have been instrumental in helping us navigate the financial landscape and take our small business solutions to the next level. The support and guidance we’ve received has been invaluable.”
Responsible Lending and Risk Management
At PNC Financial Services Group, we are committed to responsible lending and risk management practices that prioritize consumer protection and regulatory compliance. Our approach to lending and risk management is built on a foundation of transparency, fairness, and ethical business practices, ensuring our customers receive the support they need to achieve their financial goals.
One of the core principles that guide our responsible lending efforts is a deep understanding of our customers’ unique financial circumstances. We take the time to carefully assess each applicant’s creditworthiness, income, and existing financial obligations to ensure they are offered loans that are truly affordable and suitable for their needs. This commitment to responsible lending not only protects our customers but also contributes to the long-term financial stability of our communities.
Alongside our responsible lending practices, PNC places a strong emphasis on comprehensive risk management. We have implemented robust systems and processes to identify, monitor, and mitigate potential risks, from credit and market risks to operational and reputational risks. By proactively managing these risks, we can safeguard the interests of our customers and maintain the highest standards of regulatory compliance.
Our dedication to responsible banking extends beyond lending and risk management. We have also made significant investments in environmental and social risk management, ensuring that our business activities align with sustainable and ethical practices. This commitment to corporate social responsibility further reinforces our position as a trusted financial partner that puts the well-being of our customers and communities at the forefront.
“At PNC, we believe that responsible lending and risk management are not just good business practices, but also essential components of our mission to empower our customers and foster long-term financial stability.”
By upholding these principles, PNC Financial Services Group has built a reputation as a leader in the industry, known for its commitment to responsible banking and its unwavering focus on consumer protection. As we continue to navigate the evolving financial landscape, you can trust that PNC will remain steadfast in its pursuit of responsible lending and risk management, always with your best interests in mind.
PNC Financial Services Group: Empowering Your Financial Journey
At PNC Financial Services Group, we’re dedicated to empowering our customers throughout their financial journey. Our comprehensive suite of banking solutions, innovative digital tools, and unwavering commitment to financial inclusion and education position us as a trusted partner in helping individuals, families, and businesses achieve their financial goals.
Whether you’re seeking personalized wealth management guidance, flexible investment services, or tailored financial planning solutions, our team of experts is here to support you every step of the way. With a focus on delivering exceptional customer service, we strive to redefine the financial services landscape and empower our clients to take control of their financial future.
Through our innovative digital banking platforms and user-friendly mobile applications, we provide seamless access to your accounts, enabling you to manage your finances with ease and convenience. At PNC, we believe that financial wellness is the foundation for a fulfilling life, and we’re committed to helping you unlock your full potential through our comprehensive suite of financial services.